Why Use Us

Seven Reasons Why Life’s Easier When You Choose Mortgage Box.

Reason #1.  Don’t want to deal directly with banks?  Been burnt by the Big 4? Mortgage Box offers you a real alternative to the four majors.

By taking the time to learn about your situation, financial and otherwise, we discover a solution to suit your needs. With hundreds of loans to choose from, we have the flexibility to devise the best package for your short and long term financial future.  

Best of all, we do all the negotiating for you, so you don’t have to deal directly with any finance provider if you don’t want to (and many people don’t).  We have the confidence and the skills to go into bat for you.

Reason #2.  Struggling to obtain finance? Let Mortgage Box take care of it.

We understand sometimes, for various reasons, it can be hard to get finance.  Being self employed ourselves, we’ve had to obtain finance too! Allow us to seek out solutions, options and possibilities for you.  

Even if you’ve had problems with repayments or credit ratings in the past, it never hurts to enquire.  You’d be surprised who we’ve been able to help, using our knowledge of the lenders, their requirements and our superior negotiating skills.  Put yourself in the hands of the experts.  

Reason #3.  Wondering how you’re ever going to save up for a deposit?

By working with you and your situation, we offer you long term solutions, not just a short term fixer.  Use our financial expertise to set up a realistic savings plan and you’ll surprise yourself with how much you can put away for your house deposit.  

Showing your capability to save money and sticking to a plan will always stand you in good stead for any loan application. We can also talk about offset accounts and frequency of payments, as alternatives to reduce your interest bill and pay off your home sooner.  Just ask us.   

Reason #4.  You don’t have to be an expert on financial matters.

Mortgage Box provide the expertise and credit advice as part of our service.  Don’t know how much you can borrow?  We’ll help you find out.  Not sure whether to choose a fixed or variable loan?  Talk to our experts.  

There’s no "one size fits all" loan solution, so we firstly discover what suits you and what you’re comfortable with. Then we seek out the best loan scenario for your circumstances.  You’re never just a number.  

Reason #5.  Your ideal loan may not necessarily come from the big banks, and our system will consider finance from smaller banks or building societies, as well as the usual larger financiers.

Mortgage Box has access to over thirty lenders, all of whom offer their own individualised services.  

If you’ve not enjoyed dealing with any of the “big four”, you may find a much better experience with a smaller, more boutique establishment, or one operating only in your local area.  Our specialised software can make the comparisons for you, and then we’ll do the negotiating.  Simple!

Reason #6.  To service a mortgage, you need to prove you have regular cashflow.

Mortgage Box will work with you to plan and budget, making sure your income and expenditure are in good balance, with a cashflow available to service your debt, paying off your new home and keeping your mortgagor happy.    

It’s not hard to set up automatic  funds transfer between your accounts so you’ll never miss a payment.  Or we can help you consolidate your debt, refinance your other loans, using 20 years experience to structure the best loan for you.

Reason #7.  Things don’t always go to plan.  Mortgage Box offers you insurance to protect your income and therefore your home.

So if you lose your job, are injured or worse, your mortgage will continue to be paid, disrupting your family as little as possible at an already stressful time.

And if you have an investment property, we can organise Landlords Insurance too, protecting you from tenant issues, default and non-payment of rent, keeping your investment loan paid up and in order.  


  • ”We have worked exclusively with Will over the past 5 years due to the extent of his excellent customer service and genuine desire to understand and meet our financial goals.  We have always found Will to be trustworthy and ethical. 

  • “We were very impressed with the honesty and integrity and level of service shown to us in our recent dealings with Mortgage Box. The advice and ability in sourcing the right financing package was invaluable to us and enabled us to put together our investment portfolio without any hassles.

    -Max and Mirdula-
  • Professionalism, product knowledge, courtesy, and an easy going manner in helping us with our mortgage to purchase our home, made a painful task into an easy one.

    Honest, straightforward and a pleasure to deal with.

  • I can recommend Will Rademeyer for any residential and commercial lending requirements. Will has mastered the art of re-financing for his clients. I intend to continue building my portfolio over the next few years and most definitely will continue using his services to complete the transaction.

  • Since 2008, I have utilised the services of Rocky Hoffman of Mortgage Box for advice and assistance relating to various mortgages on my primary residence as well as my investment property portfolio. Rocky's knowledge of the finance and banking industry and exceptional customer service has resulted in my financial situation being more manageable, effective and significantly less complex. Because of my own experience I have had no hesitation in referring Rocky to my friends, family and colleagues who have been more than satisfied with his service and attention to detail.

    -Bruce Marshall-
  • We cannot recommend Rocky Hoffman highly enough for his professionalism and dedication in ensuring that he delivered what we wanted. Nothing was a trouble to him, a pleasure to deal with.

    -Glenn and Annette-
  • Extremely Happy” The service that not only I but my extended family have received over the years from Rocky has been nothing short of exceptional. Rocky takes the time to get to know you and your circumstance then sources the right financial package for your needs. He always goes above and beyond the call of duty. You couldn’t find a more genuine, honest and trustworthy person. Thanks Rocky, you truly are one in a million.

    -Trudie Yates-
  • After arriving in Sydney from Scotland with limited knowledge of the Australian banking and mortgage practices, Will's mentoring,advice,professionalism and indepth knowledge was invaluable and fundamental in helping us secure our first Australian home, we would definitely recommend Will and mortgage box to help make your property dreams come true.

    -The Martin Family-