Products
First Home Loan
Buying your FIRST home can be a very exciting and
daunting experience. It is very important that you
receive the correct home loan advice as your FIRST
home is most probably the biggest investment you have
made yet. The FHOG (First Home Owner's Grant) is a
Federal Government initiative to encourage first homebuyers
into the property market by offering a once off payment
of $7 000. The grant may be used any way you wish,
but from a lender's perspective it can be used to
offset the fees and charges.
A home loan that is right for you can save you thousands
of dollars and many years off the repayments. Make
sure the loan is able to suit your current needs as
well as address some needs you might have in the near
future.
Complete the following fields and we will provide
you with a FREE assessment tailored for your situation.
Investment Loan
Investing in property can be very rewarding. There
are many advantages associated with property investments
that include tax-offsets, depreciation, capital gains
and additional income streams. All these considerations
need to be evaluated in your search for the RIGHT
investment loan.
Complete the following fields and we will
provide you with a FREE assessment tailored for your
situation.
Construction Loans
Building a new house is a great experience. Having
the opportunity to select a block of land, design
the building and selecting the additions make for
an exciting and creative journey. There are also a
number of pitfalls to avoid. Some of these include
the selection of the right block, builder and lender
to provide the funds for the construction. Our Mortgage
Box Advisers can provide you with all the information
that will tell you how much you can build for and
how to cater for the payments to be made during construction.
Complete the following fields and we will
provide you with a FREE assessment tailored for your
situation.
Refinancing
Home loan refinancing is generally used to GET A BETTER
DEAL and to release the available equity in your property
for future investment or personal use. Beware that
refinancing can cost thousands of dollars if not researched
correctly. Let our Accredited Mortgage Advisers help
you to find the right loan that can save you thousands
and enable you to repay your loan quicker.
Complete the following fields and we will
provide you with a FREE assessment tailored for your
situation.
Debt Consolidation
Consolidating a number of smaller loans into one larger
loan is a popular way to reduce your monthly expenses.
Usually your smaller personal loans and credit cards
are attracting a much higher interest rate than your
home loan. Mortgage Box Advisors are trained to search
for the best solution to reduce your monthly expenses,
consolidate your smaller debts and even get some cash
out when required.
Complete the following fields and we will
provide you with a FREE assessment tailored for your
situation.
Renovating
Home renovations have been considered to be one of
the most effective ways to increase the value of your
current property. Given the fact that home renovations
are generally a costly exercise your mortgage may
be used to fund the renovation. A large number of
lenders have excellent products available that can
be used for renovations. Beware that choosing the
wrong loan can cost you thousands of dollars in entry,
monthly and penalty fees. Let our Mortgage Advisors
assist you in finding the right loan for you.
Complete the following fields and we will
provide you with a FREE assessment tailored for your
situation.
Self Employed
Self employed and small business owners have always
had a hard time getting approval for home loans and
mortgages. However these days, the self-employed and
those running a business can qualify for a traditional
home loan or a new class of home loan known as a “Low
Doc” loan.
A Low Doc or self-employed loan typically
has many of the features that you find in a standard
variable interest rate home loan, except that less
documentation and proof of income is required. This
is perfect for small business owners who may not have
been in business long, or people who earn irregular
income.
However, not all Low Doc loans are the
same. Some loans may charge a higher interest rate,
while others may require a qualifying period. At Mortgage
Box we can analyze your current position and advise
you on the lenders that are able to provide you with
products designed for the self-employed entrepreneurs.
Complete the following fields and we will
provide you with a FREE assessment tailored for your
situation.
Poor Credit History
Applying for a loan with a poor credit history often
leads to a decline. But at Mortgage Box our advisers
can direct you into the right direction to increase
your chances of approval. We have access to loans
specifically designed to accommodate a poor credit
history.
Complete the following fields and we will
provide you with a FREE assessment tailored for your
situation.
Commercial Loans - NEW!
Mortgage Box now offers commercial finance solutions
tailored to your needs from a choice of Australia's Top
commercial lenders. Specializing in 'Low Doc' mortgages
over commercial securities where the funds are
predominantly for business or investment purposes for
owner occupiers up to 85% Loan to Value ratio -
conditions apply.
Complete the following fields and we will
provide you with a FREE assessment tailored for your
situation.
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